Whether your computer system is a room full of file servers, a small office network, or a laptop on your kitchen counter, you probably have sensitive client documents and information that are at risk from cyber attacks or internal leaks or failures. And you have an ethical obligation to keep that information confidential. It is no longer safe to assume no one is interested. Whether anyone is interested or not, even small firms are at risk when cyber criminals cast a wide net. And any firm could lose data accidentally or through the theft or misplacement of a computer, phone or thumb drive.
Your professional liability policy covers you against claims by your clients for damaging their network or losing their confidential information. But it does not cover you for your own costs if you have a security breach.
CNA now offers an optional endorsement for firms under 6 attorneys to provide coverage for a security breach or network damage claims from a non-client, with three coverage options to choose from.
| Privacy Expense Coverage Limits | $10,000 | $25,000 | $50,000 |
| Network Damage Claims Limits | $100,000 | $250,000 | $500,000 |
| Per Claim Deductible | $1,000 | $2,500 | $2,500 |
| Attorney 1 | $300 | $425 | $550 |
| Count 2 | $450 | $600 | $775 |
| 3 | $575 | $750 | $975 |
| 4 | $675 | $875 | $1,150 |
| 5 | $750 | $975 | $1,300 |
To ad this coverage, complete the following application form and submit it to Health Agencies at info@HealthAgencies.com. We encourage you to review the application, whether you are interested in the coverage or not, because if you can’t answer the first eight questions “yes”, you are missing the basics of cyber security for your firm. For firms over 5 attorneys, with this form, we can provide a tentative quote for a more comprehensive policy for the exposure larger firms face. For firms under 6 attorneys: Application for Cyber Endorsement For firms with 6 or more attorneys: RFQ for Comprehensive Cyber Policy
If you are not sure how to address the questions on the application, the following “primer” may be helpful. CNA’s Lawyers Data Breach & Network Security Primer